FISI - Stock Risk Analysis Report for FINANCIAL INSTITUTIONS INC

FISI Risk Report

Overview

Our quantitative data points are meant to provide a high-level understanding of factors in equity risk models for Financial Institutions Inc. Portfolio managers use these models to forecast risk, optimize portfolios and review performance.

We show how FISI stock compares to 2,000+ US-based stocks, and to peers in the Finance and Insurance sector and Commercial Banking industry.

Please do not consider this data as investment advice. Data is downloaded from sources we deem reliable, but errors may occur.

Company Info

Business Description

Company logo Financial Institutions, Inc. provides diversified financial services through its subsidiaries Five Star Bank, SDN, Courier Capital and HNP Capital. Five Star Bank provides a wide range of consumer and commercial banking and lending services to individuals, municipalities and businesses through a network of more than 45 offices throughout Western and Central New York State. SDN provides a broad range of insurance services to personal and business clients. Courier Capital and HNP Capital provide customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. Financial Institutions, Inc. and its subsidiaries employ approximately 600 individuals.

Identity

Symbol: FISI
FactorPad FPID: f29zsz
SEC CIK: 0000862831
Share Class FIGI: BBG001SCY2P1
Location: None, None None
Web: www.fiiwarsaw.com

Sector and Industry

Sector: Finance and Insurance
Industry: Commercial Banking
SIC Code: 6021

Share Data

Shares Outstanding: 15,841,929

Earnings and Dividends

Trailing 12-month earnings: 4.09
Next earnings date: 2021-10-28

Dividend yield in last 12 months: 1.06%
Ex-dividend date: 2021-09-16

Market Risk Measures

Many of the following risk metrics are standardized and transformed into quantitative factors in institutional-level risk models.

Rankings below represent percentiles from 1 to 100, with 1 being the lowest rating of risk.

Systematic Risk

Stocks with higher beta exhibit higher sensitivity to the ups and downs in the market. (↑↑)

Beta: 1.17 | All: 61 | Sector: 67 | Industry: 58

Company Size

Stocks with higher market capitalization often have lower risk. (↑↓)

Market Capitalization: $492,525,573 | All: 99 | Sector: 99 | Industry: 98

Trading Liquidity

Higher average daily dollar volume over the past 30 days implies lower liquidity risk. (↑↓)

Daily Dollar Volume: $1,119,769 | All: 100 | Sector: 99 | Industry: 98

Price Momentum

Higher price momentum stocks, aka recent winners, equate to lower risk for many investors. (↑↓)

Stock Price Change (1-Year): 101.81% | All: 15 | Sector: 18 | Industry: 25

Financial Risk Measures

Style risk factors often include measures of profitability and payout levels.

Earnings Yield

Companies with higher earnings generally provide lower risk. (↑↓)

Earnings Yield (E/P): 13.3% | All: 8 | Sector: 17 | Industry: 6

Dividend Yield

Companies with higher dividend yields, if sustaintable, are perceived to have lower risk. (↑↓)

Dividend Yield (D/P): 3.4% | All: 14 | Sector: 28 | Industry: 17

Stock Risk Measures for Financial Institutions Inc